HOW TO GET OUT OF DEBT by S.B. Luwang is a life-changing, narrative-style financial guide designed for anyone struggling with debt or seeking a fresh financial start.
Instead of complicated formulas and technical jargon, this book uses heart-touching stories, relatable characters, village parables, and real-life scenarios to teach powerful lessons about money, discipline, and financial freedom.
Inside this book, you will learn:
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How to face your debt without fear
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How small spending leaks silently drain your money
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Budgeting through simple storytelling
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Debt Snowball vs Debt Avalanche — which one truly works
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How extra payments reduce YEARS of loan burden
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How to create additional income the easy way
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How to build a 90-day financial reset
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How to avoid the habits that drag you back into debt
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How to create an envelope system that gives you total control
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How to build savings, emergency funds, and insurance protection
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How to grow quiet, long-term wealth after becoming debt-free
Each chapter feels like a motivational story with hidden financial wisdom.
Whether you are drowning in debt or simply want to gain control over your money, this book will guide you step-by-step toward a life of clarity, stability, confidence, and financial peace.
Perfect for students, families, entrepreneurs, working professionals, and anyone ready to transform their financial story.
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